Retail Inventory Loans and Financing

Stocking Up Merchandise for Your Brick and Mortar or e-Commerce Store

If you manage products and maintain a large inventory for a retail store, having cash on hand is a necessity. Meeting the needs of your customers when demand spikes is essential to your business’s reputation and profitability.

With retail business inventory financing from QuickBridge, business owners like you gain access to the working capital you need to buy larger inventory supplies, replace products fast when demand is strong, or replenish shelves after a disaster strikes. Apply online for a retail and inventory financing loan up to $500,000 here at QuickBridge and get approved in as little as one business day.

What is Retail Inventory Financing?

Retail business inventory financing is a type of small business loan that is designed for retailers to purchase inventory supplies in bulk, replace inventory if it got damaged due to a flood or power outage, and replenish stock quickly if demand is high to keep customers coming back. Through retail inventory financing, you are able to take advantage of discounts on large inventory purchases that would otherwise be difficult to pay for.

Additionally, retail inventory financing helps free cash flow to meet increasing payroll costs as you increase staff. You don’t have to wait for credit card payment companies or accounts receivable to clear as the financing covers your costs of inventory versus dividing it across working capital and stock. It’s a short-term business loan that allows you to focus on your business and not stress over keeping inventory levels and cash flow stable.

Who Retailer Inventory Business Loans Are For

Small-to-medium-sized retail stores, both brick-and-mortar and ecommerce, that need financial support to acquire and increase their regular inventory supply of products will benefit from retail inventory financing loans. This includes businesses like:

• Product Retailers
• Wholesale traders
• Distributors
• E-commerce businesses
• Product manufacturers
• Seasonal businesses

While their needs may vary (i.e., a manufacturer that buys raw materials in bulk versus an ecommerce business that buys from them to sell to consumers), inventory financing loans meet both their needs. There are countless ways to use this type of retail financing.

Ready to take advantage of flexible funding to meet all your business needs? Apply online today.

Ways to Use Retail Inventory Financing

There is no shortage of ways retail inventory financing can be used. Savvy retail stores that track their customers’ buying habits can ensure popular merchandise remains in stock. This is crucial during peak holiday seasons where you have a limited time to move as much inventory as possible, or when running low on merchandise can heavily impact your sales.

Disasters can happen. Power outages can cause consumables to spoil, fires and floods can destroy next season’s line, and infestations can cause contamination or damage. A retail inventory business loan provides you with the financing you need to restock while you wait for insurance to come through.

Retail financing is flexible and can be used for almost any retail purpose, including:

• Increasing stock for busy seasons.
• Buying in large quantities to get bulk discount pricing.
• Launching a new product line or brand extension.
• Stocking a new location as your company expands.
• Avoiding being out of stock when unexpected demand happens.
• Upgrading inventory management systems.
• Managing supplier payment terms and working with new vendors.

The opportunities for your retail business are endless. Apply for your retail inventory business loan here today. Click here to get started.

Benefits of Small Business Inventory Loans

What’s the main perk of retail inventory financing? Stabilized cash flow. As sale cycles fluctuate, so does your businesses revenue. As a result, you may lose inventory, be unable to pay your bills, or be forced to hold off on expansion. Inventory loans give you the cash you need to keep the shelves stocked and your business on the right track.

Inventory loans can be a very profitable option for retail small business owners. Access to retail business inventory financing would increase your purchasing power, allowing you to make smarter, more cost-effective inventory purchasing decisions.